But this can be used to sue you if you don't properly disclose so I would disclose everything 

I have been paid off by Cogo loans so I know it happens. 

., so I would be interested to a) hear other BP members' lender recommendations for this sized property and also b) other members' experiences working with Fannie, Freddie, etc.  

That cost segregation study that saved you so much in taxes over the years?

The advantage with the bank was minimal closing costs, a good interest rate, and a draw system so I could get funding as I completed each rental unit. 

And don’t overthink—your first deal doesn’t have to be perfect; it just has to get you in the game.You’ve already taken a big step by asking for guidance, so keep that curiosity alive and stay consistent —let’s crush it!

I switched to Baselane, which is a banking AND bookkeeping platform and it has been so much easier for me to manage myself.

I’m in Ohio, so I can purchase a property with $40k cash out, invest $10k in repairs, and rent for a couple hundred above the monthly operating costs.

However, an agent that has off market deals is likely flipping or wholesaling themselves so you may only get leftovers. 

So in my mind we are at year 13 or so from 2012 bottom. ???