I personally like dark hardwood, but they present maintenance issues... dust and dirt, pet hair, scratching, etc.

My first deal had some hair on it (required substantial rehab, inherited existing tenants, required city approval to reconfigure), but was a great experience that I would do again and again!

Right now I am laser focused. 

Similar enough that it's like splitting hairs which one you decide to invest in.

It's common for the sink plunger and trap to pick up hair, soap, and turn it into things that nightmares are made of.

As long as this is the only hair on your file to purchase the primary residence a bank should fund your deal.  

@Ericka Luddy Thank you I'm keeping a laser focus on my pathway to succeed in Wholesaling.

No - maybe a hair less to make it stand out, but you wouldn't leave money on the table just because you've perfected your business.Consider also that money shouldn't be your only concern - time and quality are important too.

The Behr  khaki might have been a hair darker than the spec home walls, but the other two looked dead on.  

well assuming it meets the QM rules for owner occ.. etc.the scenario you presented is not a very attractive note unless the discount was HUGEPV is what investor look at.... what rate of return they want and in notes its usually 8 to 12% APR but with 100% leverage most investors will only pay on face value about 60 to 70% LTV ... so right off the top you would be taking a substantial hair cut.No secret what your trying to do.. but I surmise you will very quickly realize its not realistic .. the discount would be such that it makes it a no go.If your thinking someone will lock up their money for 10 years at 5% well thats not going to happen especially at 100% LTV...