In Gary Keller’s book, Shift, he lists 25 creative options that are most common, but barely scratch the surface:- Seller Contributions- Seller-Funded Permanent Buydown- Seller-Funded Temporary Buydown- Owner Financing- Contract For Deed- Seller Second Lease Option And Lease Purchase- Seller-Assisted Down Payment- Wraparound And Assumable Mortgage- Gift Funding- Selling And Refinancing Existing Assets- Non-Occupied Co-Borrowers- Using 401(K)- Temporary IRA Transfer- Pledged Asset Mortgage- Equity Transfer And Bridge Loan- Employer-Assisted Mortgage- Lender-Funded Buydown- Fannie Mae’s “My Community Mortgage”- Running Scenarios With Automated Underwriting Systems- Adjusting Amortization Period To Lower Payment- Adjusting Interest Rates To Cover Closing Costs- State, Province, And Local Grant Or Bond Programs- Mortgage Credit Certificate- Private LendingHe said these options barely scratch the surface.

Did you all have to record a Gift Deed in order to complete this process? 

Gifted down payment funds are generally allowed. 

My mother is being gifted a parcel of her family land near Charlotte, in Union county.  

You can "gift" funds to her.  

Now the gift is an expectation of additional compensation.

Lori will bonus her  send her a very NICE X mas gift etc etc..

Boy the foreclosure process sure is intricate in those areas.. wholly molly.We just get a check and show up bid and own it..

i really think it's that simple.and, for me personally, if i have long term tenants that have consistently paid on time and had no issues for several years, i will usually get them a gift card or something at year 3 or 5.there is no consensus on BP on this. 

Hi- recently was gifted a property in Florida (Lehigh Acres) that my in-laws owned for many years but did nothing with it.