Hello, My name is Malcome Baggett I hail from Jacksonville, Florida and I am a budding Real Estate Investor.

It's my understanding that the wind/hail portion of damage is already covered under regular insurance policies with a much higher deductible, I believe, like 10%, so you'd be paying that first $20K yourself, anyway.

There are a lot of people from here who hail from the Philly area who are great to learn from.

so you hail from Lousiana but don't live there.. are your rentals in a town you lived in then and have family and other acquantance's?

With the recent hail storms in San Antonio, I have glass beading that needs to be replaced and I have no idea who does this.

Hi @Donn Yu;Are you aware that Wylie received the brunt of a hail storm in April and is still recovering?

And I doubt if that is what Robert K. our cash flow prophet (all hail Kyosaki!)

So, let's say you have a roof with 20-year shingles that is 5 years old that was damaged in a hail storm and it needs to be replaced.

Prelim #'s I'm running show cap near 8% - however I'm fudging high on water (irrigation) if we tied into the city water - I'd like to have a well drilled and put in a warm season grass so the mowing season is shorter and it requires less water.Putting in vacancy of 5% though what I've noticed is the new developments stay full - also figuring Cap Ex as well, which honestly if we build right and dont own more than 10 years or so the only thing we should look at having to replace is carpet or a water heater which is minimal unless a hail storm or tornado goes through.  

Just because the roof isn't that old, doesn't mean there aren't worn shingles or hail damage spots.