A realtor might walk you through it for a flat fee, the ones around here are very protective of "their" 6% but one with foresight might see future business and work with you.

Dear Marc Wong;I endorse you for your foresight into your future.

Welcome and congrats.I wish I had the foresight at your age to have begun then, so kudos to you.You should consider joining the Philly REIA, DIG, or both.You can potentially House hack in Brewerytown, Strawberry Mansion or East Falls on the North Side.Hit me up if you have questions as I live In Fairmount/Brewerytown.

Not just the savings, but also the foresight to purchase the home you're living in and renting out partial and getting the principal paydown from roommates.  

Depends on the foresight the builder had.We've encountered  20-unit buildings where water was carried to all floors with a single riser which, in turn, fed a 1" trunk line on each floor.  

When the market goes down, you're going to need it and since nobody has the foresight to hoard it when things are up, nobody has it available when the market is cheap. https://grow.acorns.com/why-wa...

I only wish I had that foresight. 

If yes, they are your main contact for this question...they should have a working relationship with CMHA and guide you through this process...unfortunately, it sounds like your agent (assuming you used one) did not have the foresight to help you navigate this...if you continue to buy these types of properties, working with an expert agent is worth considering...this is all basic stuff.Where are you at with this situation to date? 

Boy, I wish I had your foresight when I was your age!!

However, I learn by doing or foresight and calculations.