Possibly a fishing scam.

I'm particularly passionate about Midwest area.Outside of real estate, I enjoy Hiking, fishing, hunting, stock trading, and serving my customers that require plumbing service.Excited to learn and connect with you all!

Lender 1 would rather skip that step and explanation so it's baked into the cake.What I mentioned above is just a way to get down to the nuts and bolts of the actual "base rate" offered by the lender.  

Never took an hour to remove it or an hour to install it. 1. shut off water supply line(turn handle) 15 seconds2. flush toilet 10 seconds3. vacuum and drain water 2 minutes maybe 4 lay out cardboard(from toilet box) put out trash bag5 remove 5/16 nuts one on each side with hollow shaft nut driver 2 minutes6 pick up toilet and place into bag 2 minutes7 clean up old wax ring from flange and inspect flange 2 minutes8 place wax ring 1 minute9 install new flange bolts 1 minute 10pick up toilet and place on new ring if you didn’t ring right maybe 5 minutes 10 tighten down new bolts 2 minutes 11 cut bolts and install caps 2 minutes 12 reinstall water line 1 minute and turn on 13 flush to check for leaks 14 caulk back of toilet seal if you choose 1 minute15 carry away toilet to truck 10 minutes tops. this a 30 minute job.

I should have been more proactive, but money was coming in, so I figured i had bigger fish to fry.

Think cozy, rustic, and comfortable, with touches like lake-themed art, wooden furniture, and soft lighting.High-Quality Amenities: Provide amenities that enhance the guest experience, such as kayaks, paddleboards, or fishing gear for the lake.

The diving and fishing were great, restraunts and bars were decent. 

As the old saying goes "Give a man a fish, and you feed him for a day; teach a man to fish and you feed him for a lifetime". 

Amenities include a pool, spa, big covered deck, fishing pond, hiking trails.

These were all sourced pre-CV19, so eat the fish and spit out the bones.