Terms such as interest rates and payment schedules are typically negotiable.Combining creative financing with seller financing can include strategies like:Subject-to and Seller Financing: Taking over the seller's mortgage and financing the equity portion through the seller.Lease Option: Renting with an option to buy while negotiating seller financing for part of the purchase.Wraparound Mortgage: Keeping the seller's existing loan while they finance a new loan that includes the balance.To proceed, consider connecting with experienced investors, understanding local legal implications, and attending networking events to gather insights.

So I went the Hilton hotel where they held the conference/event.

Insurance is going to protect you financially from lawsuits, damages, total losses, and other scenarios we can't even begin to imagine until it actually happens.You'll want to have a broker you can work with and trust that will make sure you're properly protected in the event of a loss.

This might give a one-time (non-scalable) boost to cash flow, offer multiple value-add options, and allow the house-hacker peace of mind, via the assumed mortgage, in long-term breakeven or positive cash flow in the event that the value-add plans end up not being executed, and/or the person has to move out, and rent by the room or STR become unavailable for some reason at a future date.

Our market heavily relies on the universities event calendar, so wanted to weigh in here on some recommendations. 

Here are some coming on BP: https://www.biggerpockets.com/forums/521-real-estate-events-...We have a list of a lot more investor meetups that I will happily share with you. 

I would add to this account every month, allowing me to pull from it whenever there was a large repair or capex event. 

Statistically, I would bet that many of these properties could be at risk from a similar event before the reconstruction could even be completed.What is the new premium on a $5-10-20M insurance policy and how could it ever be recuperated during the life of the policy or length of the average 30 year loan? 

If you know of any good groups or events, I’d really appreciate the recommendation.Thanks so much for your time!

I have just always wondered that when we go to a hotel and they give us bottle to celebrate an event.