We intentionally compared them against each other on different properties.

I think you shouldn't compared people who are visiting the forum to the Airbnb average.

Just don't make the mistake of comparing what someone else profits on a role, to decide whether your compensation is sufficient or not. 

HUD and Agency financing is another beast compared to conventional or non-bank lending (Secondary Market).

Comparable property sales do not affect the depreciation basis, which is determined by actual purchase and improvement costs.

It's worth comparing terms between your current lender and others to see who offers the best deal in terms of rates and fees.Purchasing a Property: Whether you purchase through regular listings, an agent, or an auction depends on your risk tolerance and expertise.

I know you are dealing with a 3 month lease rather than a 12 month lease, but for example....Say I rent my home for $2,500 per month and have to lower my rate by $100 to find a quality tenant that is a loss of $1,200 over 12 months compared to a loss of $2,500 for each month it remains empty. 

You have a good rate compared to current rates.

A property doesnt increase in value just because an STR is run successfully on it. its value on paper is based on the comparables in the area.

If you compare it with growth from Stock investment you will be disappointed.