Had I followed the DR plan to a tee, I wouldn't be anywhere close to where I am now with a massive potential for growth.

But if a dog ate the carpets then I would charge the security deposit. 

When I was underwriting that was always the first question I asked but I can't recall ever seeing a written underwriting requirement to ask.Unfortunately in the claim I described the Grantor claimed she didn't have any of the money left so as it frequently does, it became a matter risk reward, good money after bad type analysis and the company ate the loss. 

Year one we ate the credit card fee just because it was quite a big change.

We found some structural issues after demo AND I added a half bath not originally in scope so that quickly ate through the small contingency. 

I want to write books, have a podcast, give a ted talk and all sorts of stuff in my lifetime.

That's about $7,000 a year in LOSSES because she didn't know what she was doing and some bad tenants ate her lunch.Save for the bad times.

Thankfully, my lender repackaged it to Freddie Mac but kept all the original terms we agreed upon and ate the cost which I'm very thankful for. 

So I "ate" 5 weeks of vacancy while they did their thing before our unit was "approved."

But coming with $10K in cash to the closing table because the appraisal came low already ate up the rent guarantee benefits.