I think this totally depends on the investor and how many projects they are doing in a given year.

I understand that these rules vary depending on the state, but any thoughts on this?

As others have said, insurance will most likely not be worth it depending on your deductible.

DSCR loans can be helpful for the rentals you have depending on the details.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

Depending on your goals and how you are buying your properties you may notice that certain areas are difficult to cash flow in NH depending on your strategy and what type(s) of properties you are looking at. 

Depending on how much money you're willing to pay, it might make more financial sense to use another platform.

Quote from @Mike Sfera: This depends on the PM that you are speaking with when you reach out.

And that depends on how you view the costs. 

Depending on the volume you would be submitting, find a company that does not have high monthly minimums and can walk you through the process if this is your first time using.