If not, don’t even think of this.No matter what, consult a qualified lending attorney to understand your legal options and ensure you have proper loan documents in place to protect your investment.

Yes this leaves more money in the deal but it reduces my risk and ensures I can remain profitable in a down market. 

New agents use that to ensure they can hold on to a client. 

If you haven’t done so already, consider protecting these assets under a legal structure, such as an LLC or trust, to ensure they are secure.

Are you using a specific property management software to handle this automatically, or do you have a different system in place to ensure accurate tax reporting?

I sell a lot of properties with seller/creative financing in the Austin area. 

Our focus is on cutting-edge strategies and an action-oriented approach, ensuring you leave with a concrete game plan, not just outdated information and notes.What's New for 2025Event App: Easily manage sessions and scheduleTargeted Session Tracks: Personalized recommendations for your investing experience levelIncredible Keynote Speakers: Two of our Three keynote speakers have been announced. 🔥 Chris Voss"The Master Negotiator” & Author of Never Split the DifferenceLearn high-stakes FBI negotiation techniques for real estate deals 🏆 Dave MeyerHead of real estate investing at BiggerPockets14+ years of experience in real estate investingExpert in housing market analysis and investment strategyVenue: This year BPCON will be held at the legendary Caesars Palace in Las Vegas.

Opt for loan terms and interest rates that you can comfortably manage.Build reserves: Set aside cash reserves to cover unexpected expenses, like vacancies or repairs.Consult with professionals: Seek advice from real estate agents, lenders, attorneys, and tax professionals to ensure you're making informed decisions.Remember, there's no one-size-fits-all answer.

It's still possible to BRRRR now, but the deal has to be muuuccchhh better and those are just much harder to find.People are still making it work in real estate though, primarily by getting more creative and often needing to add even more value to make the numbers work.

If you don't have the extra cash, can you get creative with a private lender or partner stacked on bank debt?