I know the Greater Lowell and Greater Lawrence areas quite well.

Yeah I'd be a little apprehensive to invest in Lowell,Lawrence but as long as the #'s make sense I agree I'd go anywhere too.What you say makes a lot of sense, I feel like I have been doing a lot of reading and learning on this site and in general, plus being a broker and younger guy I have some tools to get in the game.

Hey Lawrence,As it relates to traditional financing...As far as I know a NOO (Non Owner Occ) investment property is going to require 20%-25% down depending on the lender.You could however:#1 Get a partner on the next property (ie their borrowing ability + your cash)or#2 Live in your current duplex for at least 1 full year then I believe you can get FHA lending on the next property if you intend to move into that as your primary residence.

I have properties in Lawrence and Haverhill and I'm always open to talk shop.

hi @Gautam Venkatesan I did my ow line courses with Champions Real Estate School

I'm with Champion Real Estate Group in Houston.

Either Angela Lawrence or Denise Smith are amazing and very easy to work with.

Matt Lawrence, really -- you're getting $25,000 at 5.75% for 7 years?

Matt Lawrence What do you live on if you have zero income for some years?

Lawrence B.Hey, Did the person (friend) that is known as the promoter, perform to get the sweat equity he held he deserved.