Each carrier will evaluate the property and determine what the cost will be and that's why each carrier has a different premium for the property with generally 85-90% of the coverages being the same.If you feel the dwelling is low see if they have a guaranteed home replacement endorsement that can be added or 150-200% dwelling coverage to truly protect yourself in the event of a total loss.The market is going to be like this until 2025 most likely so the easiest thing to do is raise your deductible without sacrificing coverage.

FYI, my fav is "failure to adhere to the rules of the lease or lied on or during the application process" and inject clauses such as "any individual over more than (x number of days) is considered a tenant, and must apply or be added as an occupant". 

Depreciation needs to be added back in by lender.

If 75%*rent is less than PITI then that difference would be added to the top portion of the DTI calc. 

And obviously, it rarely cash flows unless you can find property with an existing source of income that can be added to (a savvy strategy actually). 

Any proceeds from the sale of the note can be added to the 1031 exchange account to allow for more tax deferral.

For example, I will give a notice that a $50 surcharge for water will be added to the rent each month and if unpaid should be considered as unpaid rent.

Your cost to attend court is a tax deductible expense but I don't believe it is something that can be added for the judgement.

Your Solo 401k trust can own one or more LLCs that can be added to the structure at any time.

Data after line 10 would be calculations only and no need to input data since they are formula-driven.I am happy to share once complete but also wanted to poll other passive investors out there to see if they have a similar tool they use to look at two different style syndication deals side by side OR if you feel any criteria should be added to the list below.Thanks in advance.