Again, this is with commercial/investment property; owner occupied or consumer loans may have legal issues rendering this technique non applicable.  

That loan is being paid off by someone who checks the box on the conventional loan application that they will be occupying the property.

Proc. 2002-69, 2002-2 C.B. 831, for special rules applicable to husband and wife state law entities in community property states.

Is the portal a downloaded application or is it a web portal?

“If we are unable to continue to raise sufficient capital through this offering, there is a strong likelihood our business will fail and you may lose your entire investment.”RAD declined to directly answer detailed lists of questions from The Inquirer, saying in a statement that they contain “various inaccuracies.”The firm did say it works to “comply with all securities, licensing, landlord-tenant, and other applicable laws and regulations.”Now, the SEC wants to tell federal prosecutors about allegations concerning the divergence between RAD’s online pitches and its more downbeat official self-descriptions.ADVERTISEMENTThe allegations are contained in a complaint sent to the SEC by a fraudster-turned-self-styled whistle-blower named Barry Minkow, who said he gathered material from RAD for his report by pretending to be a potential investor in the company.Late last month, the SEC asked Minkow for his consent to share the document with the Office of the U.S.

The window for application won't open until what's now a draft proposal becomes law.

One thing he used to do was hand-deliver the application to them so he could see how they kept their house. 

Secondly, the homeowner would need to cooperate as she would need to submit a bunch of paperwork including income statements, tax returns, etc. for the Short Sale application to show that she is insolvent.  

Can you send me application? 

I encourage you to consult with a qualified attorney to ensure this agreement complies with applicable laws in your area.