My offer was just accepted on a duplex and being a first time home buyer AND house hacker, I'm equally excited and as nervous as a long-tailed cat in a room full of rocking chairs but I digress.

Real estate and the stock market are toward the tail end of a long bull market. 

Heard a funny story once where some first-time buyer was at the tail end of a several month FHA purchase and had a surprise divorce... supposedly the realtor ended up "purchasing" his swing-set for $3,500 to get him over the bar for required funds, and had to supply the bank with a notarized letter of purchase so they wouldn't write the deposit off as an un-seasoned gift. 

@Justin Thiesse I'm coming in on the tail-end of this conversation, but I think I can offer a little guidance.I would recommend looking at the supply and demand in the market.

@Terrence Williams I purchased my 20 unit in South Bend, Indiana at the tail end of 2016.

We had to develop a filtering mechanism, otherwise I would keep chasing my tail underwriting every single deal that came to market. 

When the market crashed we were at the tail end of the rehab. 

I would think your a slam dunk at a bank.. but Visio is for real.and your smart to know that there are all sorts of fake lenders on the internet.good place to start is to see if they are licensed and then look up their license.. also dont let the tax dog wag your tail.. sometimes its best just to take your cash pay cap gains at these historic low rates then to buy something that is not going to do much for you.and if you don't get the benefit of no state income tax in Texas i would be cautious with that state prop tax's and other weather issues. 

DEER in the Headlights.. letting the tax man wag their tail.

If you call a tail a leg, how many legs does a dog have?