Centralize your back office / use remote employees / VA where appropriate to cut costs and improve service levels / responsiveness.  5.

If the agent is not working out for whatever reason, cut the tie and move on. 

If you're living in an A area and cannot afford an A area property (hard to find anyway these days) and you need to drive a while to even get to an area you are interested in, door knocking is not for you.BUDGET: can you afford to do 1000 postcard mailings a month for 6 months straight?

I've cut 99% of unwanted calls doing this routine.

Just straight information and super friendly atmosphere.

Best thing is to call the housing authority that manages the voucher program in your city/county.Thank you, I know it’s such a hassle to get a straight answer from them! 

There's no clear-cut answer IMO, it's a personal decision.  

Public has little desire to see them cut and GOP has no desire to increase funding for this. 

Often times a lot of the services they offer are in-house - yardcare, handyman etc so they are taking another cut off services they provide as well.

Majority of banks, credit unions, and hard money lenders are cutting back.