I can't say what's best for you, but I can tell you what I did for my first house.

ONly money spent securing the house against waste.

If multifamily interests you, you might want to consider house hacking as a low risk strategy to start.

That means it was never adequate for this house, as the heat strips are only there if and when the heat pump cant work if its too cold outside, but not to run all the time.

We recently sold a Bilevel house, where the entry is between floors and you have to go up or down upon entry. 

The baseball season lasts 6-7 months, and I am given free housing during this time, wherever I am currently assigned to play.

@Shay Yao, I noticed you posted on the forums a little over a year ago expressing interest in house hacking.

You see a house on google street view, bid like there is a house there, and you bid your $50,000 minimum bid up to $100,000 for your $200,000 house. 

I was thinking about buying the land (maybe it is 20-30k for the .25 acre lot), finding a builder in the area, and seeing if I could build a ~1,250 sq ft 3/2 single family house and see if I could make the math work. 

How is the house hack working out for you?