@ Charlie DiLisioSo I'm getting the idea that using an FHA loan more than once without job relocation, or family size increasing is nearly impossible?

How long do you think it will stay like this @Charlie MacPherson?

Charlie, do you have in your lease a date when the deposit is do?

There is a meetup that @Charlie MacPherson runs, he'll jump in and give you details. 

@Charlie MacPherson Thank you for your input and for the resources, I never knew that it would fall under insurance fraud.

@Daniel Suarez that is a great tip from @Charlie MacPherson. 

@Charlie MacPherson Thank you!

Thank you @Charlie MacPherson and @Jim K.Did some more research and found out they call them octopus gravity furnaces.

On the car thing, Im actually on the opposite side of @Charlie MacPherson. 

@Michael Pursell following up on @Charlie MacPherson good comment you also may want to pay attention to the exact wording of this stuff and how its individually interpreted by the various building departments: Accessory Dwelling Unit, In-Law and other terms may mean something slightly different town by town and be treated differently, likewise if you owner occupy or not.