I diversified by operator, asset class and market and used the cost segregations and bonus depreciation to offset all of the gains from the sale of my active real estate. 

lol)2) We would love to network with folks both within NJ and out of state as there is so many golden nuggets listening to other people's RE experience (also if our newbie experience allows us, also help where we can lol)3) We both work W-2 jobs within financial services focusing on digital transformations (to be synergistic with our goals, we also got our RE license this year!)

The cash flow you do receive in the mean time is just a bonus. 

Bonus points if they know a good handyman to help when things break down.

The proximity to VCU is a bonus for minimizing vacancy risk.

The rental income from roommates was a bonus. 

That's bonus points with the judge!

The bonus here is that you are paying back the loan, and its interest, with contributions....as in the 100% match you are getting. 

Hello, I am looking to add into my duplex to transform it into a quad, however, I’ll need a drawing of this to provide to the city/planner.

@Jennifer Manzella SavvaSTR's do have some unique differences from their LTR counterpart.There are unique tax laws if you provide substantial services.STR's are normally furnished by the owner which may be eligible for immediate write-off / bonus depreciation.