If it a zoom group, local group or "one on one".

I am a local agent and represented myself in the transaction.

I am currently looking for a small local bank or credit union that issues lines of credit collateralized with investment property.

Quote from @April Smalls: Due to Holidays, there arent many events or networking opportunites. have you posted in the classifieds the deal you are looking to fund?

If it was me...I'd check with zoning to find out how many dwelling units I could build, and I'd find what the requirements are for those units (type of house, height and setback restrictions, etc.).Then I'd find out what local builders think the cost to construct would be - just get a cost estimate per square foot for 2 or 3 different levels of finish.

Quote from @Michell Chase: It isn't a large amount but my concern is that if I remove the tenant in July I have no deposit in the event that there are damages to the unit. 

Hello, I’m a local investor and general contractor  to St.

So, having a local agent who is knowledgeable is where you will get the best guidance. 1.

Currently have 3 rentals and conventional lending has been my norm, but all the local lenders are predominantly 25% down. 

Just keep the amount within any local rules and give proper notice.