I'm about to start investing in direct real estate in florida which traditionally have been a hot market but I'm worried about the insurance crisis affecting the market and cash flow.

Now let me address your indirect accusations:1)I do have A/B testing software..

Consequently, you're indirectly working as an employee rather than an investor.

Pricing out in high cost properties is biggest challenge (indirectly CoC/ROI).

CPA's are indirect government employees.

Yes that indirectly goes back to screening and who you rent to. 

However, realize the direct and indirect costs associated with having one.As mentioned, you will need to keep the entity as separate to protect its corporate veil so don't co-mingle your funds and use it as an alter-ego for example.Also, legal entities such as LLC's are not eligible for conforming residential loans. 

As an investor in a syndication, you are allocated a share of the profits / losses(based on the partnership agreement) in whatever the syndication invests in.if the syndication invests in real estate and you are a 5% owner, you will indirectly get 5% of the income and expenses which include the depreciation.It can get more complicated than that but that is the basics.

I am 100% for real estate but I think debt is not a reason for one over the other(in most cases).Most publicly traded companies are highly leveraged.Therefore, indirectly your ownership is in an asset that is leveraged.

Ok, after another classic Mobley ramble (I tried to break it up visually if that helps at all lol), the takeaways are these: We track our data and update dailyWe give you figures backed by hard dataBut please feel free to use whatever figures you think give you a good safety netWe keep our maintenance and (as an indirect extension) our vacancy rates low by starting with new capex items, never deferring maintenance, and being verrrrry picky about tenantingNo house is expense-proof, somewhere down the line we know (and so should you) that bigger things will come upWe look at return on equity because free (tenant-paid) equity is one of the biggest benefits of rental REIAs always, if anyone has questions or needs info, or would like to take a look at some of our interactive ROI spreadsheets to see how the numbers work, feel free to reach out via PM.Thanks again for keeping this thread going, Rob!