LLC for Short-Term Rentals?

[Felicia Lucco]

We are actively pursuing the purchase of our first STR with a plan to add more. We've been advised by our accountant that each should be purchased in the name of an LLC to protect our assets.

The STR experts here advise using a 10% vacation/second home loan when purchasing these (in order to scale quicker), but they would have to be in our name then, not an LLC.

Any insight on this? Do other STR owners use an LLC?

Thanks.