This is also impacted by how old your home is, so that was likely a factor for me.From what I can gather, it's best to increase my personal liability for now and require the tenant to get renter's insurance to secure their own belongings. 

I’ve considered living in a trailer and renting out every room to increase cash flow.

There would be no mortgage insurance and you could use multiple business accounts to increase your income.

We found in our research that even at the increased price-point, a mountain view is worth its weight in gold.

If they don’t, they could be forced to rely on reserve funds or even increase dues to cover the shortfall until the homes are repaired or rebuilt.

The high initial ballpark ranges might also be a way to buffer against future increases in labor and material costs.  

However, the substantial price increases and lack of inventory have lead me to start buying tax deeds, which Georgia is a penalty state offering a 20% (non-prorated) premium. 

What factors influence your decision—profit margins, market demand, or investment strategy?

Has it increased a lot? 

Understanding Price "Improvements"In the world of real estate, pricing is a critical factor that influences both the attractiveness and the competitiveness of a property.