I think these details definitely cement the viability of a fix-and-flip product - given your history / plan for the project, it could look like a 10% down situation if that's reasonable for you financially.

I've been doing this for about 2 years and decide from my physical health, which has shown drastic improvement, I feel less stressed and I'm more productive.

We have a DSCR product that does 75-80% cash out or maybe even creative financing to other investors depending on what you’re looking for.

I would definitely recommend checking out Brandon Turner's books on multifamily investing: https://store.biggerpockets.com/products/the-multifamily-mil...https://store.biggerpockets.com/products/the-multifamily-mil...

I have learned from this experience and ensured clear communication for any future changes.Despite these past mistakes, I have maintained a stable and productive life.

You will literally never get a good product from guys like this.Second -  Never, never. never let the Contractor get ahead of you in the progress payments.

DSCR 1 ratio will get you best terms depending on your credit and LTV for many lenders who specialize in DSCR loan products which in many cases isn't banks or credit unions as they don't feel as comfortable with the products as conventional loan products. 

Steadily doesn't have a proprietary umbrella product.  

I will note that some of the information on here will be different for you especially when it comes to loan products and requirements so that is something to keep in mind. 

If the plan is to stay with a commercial loan, the construction finance and permanent loan can be one product, with typically a 12 month interest only period during construction, then rolling into a principle and interest payment afterwards.