I also make sure that offers are all in PDF format so they can be easily opened on any platform. 

I'm a Marketing Coordinator with a start-up that is focused on building a platform for residential real estate agents.

I am moving through the intro readings, adding meetups to my calendar and enjoying the pro platform so far. 

I've been a carrot customer for ~4 mos and think they have great tools and a great platform.

As a contractor I always prefer a full gut but it does eat away the rehab cost and takes longer but no stress about plumbing, leaks, electric, lead paint and etc in the future.The patch up would cost less, fast timing, but then you are gambling with what's behind the wall and hoping nothing happens in the future.I assume most house that are purchase for BRRRR purpose are in distress/bad condition and old on some occasion.What rehab number would you go for?

The problem is that Podio is not the best for email communication within the platform.

Welcome @Jason Yun biggerpockets very trust worth platform to start learning  

welcome my fellow Louisianian, wish you the best of luck within the BP community, please utilize the platform to spread your brand looking forward to hearing about the wonderful things that you have up your sleeve in the lake charles area!.....

Sounds like you did not do any homework and its going to kick you in the butt and it sounds like you gambled on this one. 

Definitely up, so the gamble on rates cannot go your way.I had one ARM in the past, and it went my way when it adjusted, but only because the market collapsed.