A thing to note would be, it may be difficult or impossible to get a qualifying mortgage if there are significant repairs that need to be made such as completely new flooring.

I am looking at conventional loans, and as you said, scaling becomes very difficult based on the first method of calculating DTI, especially if you are in an expensive market.

> If you self-manage, has that been more difficult than you originally planned?

Especially for the seller since while you may be making payments, they are still on the hook for the loan, and makes it more difficult to get their next loan. 

Comps will be difficult, and he'll be looking at the recently sold houses.

My response to your post was that it's become more difficult and people should consider the costs before jumping in.

Really difficult for them to argue once a baseline for move in is established.

Popular theme that can be difficult to execute however increasingly there are borrowers with pandemic era mortgages that are selling and the mortgage can essentially transfer (be assumed) by the next owner.

If you are looking for long-term growth of your investment portfolio, paying all cash will make it very difficult.

It offers structure and accountability that is MORE than difficult to adhere to when someone struggling to stay sober is left to their own devices in their old environment.