Every time they assign your house to another bank without your consent or signature that's fraud. 

That being said, we are having the client request the consent of the bank.

It is also known as SAN(Subscription Account Number) used by telemarketers.If you are generating your own leads with your forms, then you can add a TCPA language( E-Sign Consent to agree to be contacted via email, phone or SMS) before user submits form so you can call them without scrubbing them for DNC.There are few services available online which may help you get your list scrubbed.

I also suggest if it's seller financing you do a note and deed of trust.After you buy, you can sell anytime, you don't need consent of your seller, so no need to bring it up.

In Missouri, whenever a married person owns property in his or her own name, (not in an entity or trust) the spouse must consent to transactions involving the property, even if the spouse is not on the deed.Normally, the Marital Interest Waiver is required when a married person is selling property & the spouse (or ex-spouse) is not on the deed.

So, I suggest new investors get their own agent, you can hire one at any time so long as you don't sign that dual agency consent. :)  

In most states, you cannot break a lease, i.e. have the property vacant at closing without consent of the tenant.

Plus the written agreement shows the tenant consented to that arrangement.

Can the landlord and my co-tenant bring in this new roommate without my consent even though we both signed the lease?

In OR, 8% is standard for market-rate (for now), however, LIH props with more compliance paperwork is 13%.None of that justifies a one-sided increase without your knowledge/consent however.