After 7 years, the ARM can go up a max of 2%/year with a max of 9.625% over the life of the loan.So look into your crystal ball and let's talk about what you think rates will do over the next 10 years.

Also would love to hear any thoughts and experiences from any investors in the Eugene market and what their crystal balls are telling them.  

No one has a crystal ball.  

While the results of Election Day weighs heavily on the overall sentiment, no crystal ball can predict how the ultimate short-term compromise will unfold.

In case i am not crystal  clear:   don't walk away, run away.

I have my first commercial property under contract in Crystal Lake (North of Chicago), IL and I am looking for recommendations for lenders.

I live in the Midwest, so we don't have fast moving money and big money gentrification to over night change an area.However, if the population of the world doubles every 40yrs, we could see more rapid change in some way or another.I'm not trying to ask a crystal ball question.

This includes "appreciation", mostly because everyone's appreciation crystal ball is in the shop being repaired.Right now, as it's put out there you're only compelling reason is cash flow.

You'll have to be crystal clear that it's going to be three properties/loans that are closing at once.  

I do not have a crystal ball but i doubt it will be as severe as 1988 or 2008.