Here are my thoughts about your decision to refinance.Process:Understand your current loan terms.Check your credit score.Compare offers from different lenders.Get your property appraised.Submit your application and go through closing.Considerations:Current interest rates vs. your existing rate.Amount of equity built in one year.Closing costs and fees.Your long-term financial goals.It's a complex decision, so consulting a financial advisor or mortgage specialist might be helpful.

No pressure here but wanted to be able to offer a hand since I'm local to Lane County.

It can be difficult and time consuming to find every possible entry point but Section 8 is going to tell you that it's your responsibility to eliminate entry points. 

When running numbers, especially on small multis more western markets with direct access to NYC tend to be more favorable from the numbers stand point and many of these towns offer 30 minutes or less taking commuting lines.

January rolled around and we suddenly had multiple offers.

Is Bigger Pockets no longer offering AIRDNA under tools as part of the pro membership?

This negative position can consume years of cash flow to recover.

Then, obtain quotes from at least three actual contractors. ( insurance and all that depending on the work)You'll likely encounter three types of contractors:The Super Expensive Guy: Highly skilled but often in high demand, resulting in premium pricing.The Average Guy: Offers good quality work at a reasonable price.

One of the biggest benefits we can offer over a hotel or large apt buildings. 

It MAY be fraudulent to offer to purchase a property you can’t afford to buy, but that’s a hard one to prove.