New York is the most complex and challenging state to own notesMany still do it there as there is no competition, but it’s absolutely not for the faint of heart.

Plenty of people out there have the money for deals, but the lack the time and energy to FIND them.

I'm surprised to see you're a moderator because it seems you lack some reading comprehension.

For me personally I like mid-sized/regional bank as you are not just a number like with a national bank, but they still have some of the bells and whistles like good online tools that small banks lack.

It's about whether its best to do business with tons of competition, or little competition.

Their paper assets, on their paper accounting, can't pay the bills because they lack the paper to pay them. 

Definitely seeing the wave of DIY hosts waning a bit now that competition is increasing. 

Be more polished, informed, and hard-working than your competition.One of the biggest complaints I've heard regarding RE professionals is lack of responsiveness.

With the increased competition among sellers, it’s crucial to prepare a listing to stand out among the rest and work to address buyer objections prior to going on market.

I would like rates to be high since that leads to less competition for me to deal with and drives house prices down.....I say lets take them higher.