How much difference will it make on appraisal value if one spends time/energy doing allot of little things that add to curb appeal, impressions when you walk in a home etc. 

As opposed to a traditional mortgage application where you must get an actual unbiased appraisal done, during a HELOC transaction, its customary for your bbb to conduct a more cost efficient desktop review of title and market data instead.

Never put your personal likes or needs in the way of efficiently operating your business.

I love midcentury homes, but we all know how energy inefficient they are with the floor to ceiling windows and flat roofs...

Having all of you contributing the TIC interests into an LLC after the fact would seem to be more efficient and borrowable after seasoning.

I was suspecting that there would be a push for signing up for something because events like this there's always something they want you to buy.Now I totally understand the need for having a system in place to efficiently run a business.

Mike,I've been in this place and it is super demoralizing.As much as this is a bummer and you may want to spend time and energy chasing this person down to attempt to get actual money from her. 

I would pass on a retail (priced) deal, you're overleveraged in terms of your time and energy to new projects.

Can explore a trust too, but depending on number of properties you have and size of this one, might not be the most cost-efficient solution. 

When I have an empty afternoon I often find myself taking a trip down just to walk the isles and study up on different materials, tools for more efficient working, and get design ideas.