Great I'm in the Valley feeling a lot like Jon S. ! Have

Insurance isn't that much per property however if you can shave off 50 bucks with the same limits it adds up quickly on a portfolio.

To this day I have only gotten my credit score up to the low to mid 600's. Having

If it's a lot including re hinging and shaving down, that's where you're closer to 50/door. 

More of a wholesaler) on the ground of helping acquire the land etc. had spoke sweet misinformation to me telling me that the builder will begin submitting to the city for permits (which requires the survey and septic design to be completed $$$) while financing is being completed to shave 1-2 months off the typical timeframe.

Can't edit the post for some reason but I am hoping to get a critique of these estimates and where I can shave off some costs or what I'm missing.

If you do the walls white paint the top cabinets cream, something that goes with the countertop.

. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the borrower. Ownership of a manufactured home and the land on which it is situated that is titled as real propertyType of Property Ownership NOT to include in Financed Property Count: Ownership of commercial real estate. Ownership of a multifamily property consisting of more than four dwelling units. Joint or total ownership of a property that is held in the name of a corporation or S-corporation, even if the borrower is the ownerof the corporation and the financing is in the name of the corporation or S-corporation. Ownership in a timeshare. Ownership of a vacant (residential) lot. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the LLC or partnership. Ownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).

may be more intially but dropping from 6% intrest to 4% might help you a little and shave off some of the monthly loss.

Take the property Sub2.... you'll have some cash outlay (pay off the realtor and all closing), but at least you get a loan that is already in place, save those costs, and shave some time off the loan.