People move, people get busy, people have remorse, people get new SPOUSES, and very very rare is the X that is 100% cooperative and willing to sign anything that gets put in front of them. 

"Dishonest and fraudulent business dealings".... 

I then did the same idea in my business that I had for 25 years.

@Jason Hanson:  You cannot sell your AirBnB as a business. 

If they work independently, set their schedule, and use their resources, they might qualify as a 1099 contractor, but misclassification risks IRS penalties.Wages for W-2 employees and payments to 1099 contractors are both deductible business expenses, but compliance is key.This post does not create a CPA-Client relationship.

I've found conflicting information online.

You can also check their reviews online at Google, Facebook, or Yelp.

David, are your credit literacy and other presentations posted somewhere online?

You can put your license in referral at most brokerages and pay no fees and still be able to do referral business.

Just a cost of doing business.