What is your game pan for the property and how do you propse to make the monthly payments?

If you're not careful you can easily end up paying $200/mo in subscriptions without even realizing it (this has been the case with my partner and I, between video game stuff and music and entertainment, etc. etc...).

The end game is awesome and rewarding. 

I’m new to the game.

I'm actively a broker & property manager and have dealt with tenants in this category, they know how to play the game better than most. 

That's for single family and small multis and if that's your game then that's good. 

I know I need to up my game and start investing if I want to make a dent in those bills.

Decide which game you want to play.

Normally builder will pay cash for the lot like i do that their skin in the game..

Money is expensive to borrow, and prices are high, and there is a lack of inventory, and there is little expected to change in the next year.The take away from that might be that you need to realize that real estate is a long term, cyclic 'game'.