As well as getting with a great hardmoney lender in CA who does fractionalized DT's which you don't need to be accredited..

no private or HML will touch those terms.. they usually pay more for their capital than what I am quoting above.. unless of course they are super deep pockets and just lending their own money.. and not tagging credit lines or in CA using investors to fund the loans many times with fractional interests in the deed of trust and note.

These are fractionalized interests (shares) co-owned with other investors and the managers (ie: a syndication).

I've purchased a number of properties and just can't comprehend how someone could even identify that many potential properties and write offers on them in that period of time, let alone do a fraction of that many closings.

With this being the case, shouldn't the amount of these two items not be include in the debt (numerator) portion of the DTI fraction since they are already accounted for in determining your net rental income?

You may buy into a fractional share situation.

The greatest number of properties is in the Maritimes but the total dollar value of all those is less than a fraction of the BC properties so I'm continuing to look there.

The warehouse market has even less supply (Portland has a small fraction of the warehouse space of Seattle, especially industrial space) so the rapid increase in demand has affected that market even more.

You might want to consult a tax prof. for more details.I didn't deduct my flight and hotel, which would've made it so I owed $0 to IL, but there are rules where you can only deduct the fraction of the time actually spend on 'business.'  

Having a strong marketing team member can help a lot with this discussion and a fractional CMO helps a lot.