For a home over 10 years old, & some additional variable factors, it is within the norm to be more in the 1,200 to 1,500 a year range.From an investor perspective, in the last couple of years, many insurance carriers have gotten tougher on 3 tab shingle roofs.

Shingles blown off, mold, disgusting bathroom, old water heater, etc. 

We had an old shingle roof (because though you purchase a home with leaks, and the previous grandchildren paint over the leaks (shows no watermarks nor damage then- wondered why air fresheners were in the closets...

So yes, of course they cost more than your average shingle!

If shingles, then yes ... it sounds very high. 

-According to Backflip: ARV $242 ROI 25% (based on $46K investment including reno of $18k) Profit $11k -1986 build - 3/2 - 984 sq ftFrame/vinyl siding (Single family)Fenced corner (oversized) lot with 2 10×16 functional sheds - Huge patio wood deckListed for 60+ days already with 23k reduction recently **Here's some things I noticed in the photos/PA website:17 year old shingled roof will likely need replaced...hard to insure unless wind mit can show 5+ years life expectancy with most carriers.

The inspector found FOUR shingles with issues which would be an easy fix via replacement.

They are all double wides with shingle roofs built in 1998 except for two singles (not in the greatest shape) Property taxes are $1950 A year For all of them.

The only way to have done that was if we had removed shingles and clapboards to look at sills and studs from the outside.

I will be replacing the roof (has life, but shingle cuppage and moss have worn parts of it thin, into some layers of wood) new gutters needed as well.