You have made a material misrepresentation (could be considered insurance fraud in the extreme case) which they could use to show that they would have never written the policy with the true info (most companies guidelines specify that the building be owner occupied for them to write the policy.If you feel you need to save money, shop the policy and look for other options such as higher deductibles, alarm, etc.

That was a net of $344,000 in as-is condition.I got true market value for my sellers which was $121,000 more than that lying thief of a wholesaler almost convinced them to take.That kind of a loss would follow them for the rest of their lives. 

And if you buy a vehicle purchase a cheap used one with 0 down, do not buy any of the ads ons: warranty, GAP, theft alarm, etc.

It was bc I can’t work in newburgh if I’m sick from my regular Job. it’s been crazy   I probably don’t need anymore crazy at close to 50 years old   Had at least half a dozen yelling screaming, getting punched macing people going down a flight of stairs with a junkie chased numerous junkie thief’s off my property.

He is simply a thief and with the number of people I have heard from I'm surprised he is not in jail already. 

The cancer rates are alarming in the fire service.  

His reply sent alarm bells.

If you're too absent-minded or lazy to just do it without prompting, then put an alarm in your phone. 

@John Ringgold*Pet addendum *Trash clause (storing of trash, and or keeping your area clean) *Health and safety clause( blocking entries and exits, fire hazards, grills, candles, smoking) *smoke alarm clause( residents must report when smoke alarm is beeping and should not disable or take it down) * Unauthorized guest clause ( landlord has yhe right to exclude any person not on the lease whom poses to interrupt the quiet enjoyment of the community) *vehicle registration ( disable abled vehicles, expired tags) *damages clause ( outside of normal wear and tear) To name a few

Invest in an alarm and "Beware of dog" signs.