What I do have is tenacity and the will to learn from the ground up without throwing in the towel of things don't work out as planned.

I am pretty soft, but no, no, no.

@Jonathan Towell Since you asked me to keep you up to date on my marketing efforts!

@Jonathan Towell hit it right in.

Repaired house would be worth $500K easily and needs $100-200K work.On the market for $315K$10k bankruptcy carve out fee paid along with 7% in closing costs to seller (and/or any other selling fees)$77k owed to Wells Fargo (no payments made for quite some time so there may be additional fees; payoff fee requested but we don't have it yet)City of Portland liens that including the following:Code Enforcement Fee: $84,360Nuisance: $3,374Code Enforcement: $856Code Violation: $16,431Code Violation: $9,729Code Violation: $9,688Code Violation: 18,676The debtor is allowed a $40k homestead exemption7% in closing costs to the seller.Above equals roughly $295k to pay everything.

You can refi to a non-conventional lender to do a cash out, and then refi to a conventional in 6 months (at the higher loan amount as Rate-Term).Or as @Jonathan Towell mentioned, find a local banker who might give you a cross collateralize credit line.Good luck.Upen PatelFederal NMLS# 1374243

Its a fine statement to deliver to the  seller very soft sell and such..

and his home was 3/4 done we paid 1.8 mil for it ( he was losing it to Wells fargo back in 2004 so it was a hot RE market but not a lot of folks could cut 1.8 mil checks and close in 10 days.  

Also, we are very nonconfrontational and “soft” people.

Does the floor have a couple bad spots, or is it mostly soft?