I personally dont do any of that.. every market / or most will have an active fix and flip sector or buy and hold sector the important thing to me is the operator full stop.. great operator will do well in any market and all the national data simply is noise at least at my level. ( loaning our own money and JV deals with our own money)  we dont broker or anything like that.

Italy you can get loans for 3 to 4% but the properties have to comply or you have to correct if possible the situation.  

The downer is that financing through an LLC would mean “commercial loan” which has a high interest rate of nearly 9% in today’s high rate environment.

I finally was able to speak to her - she confirmed she's planning to be out by the end of the month.

It’s things like that which make this decision more than just a legal one-it’s about how organized you can be.Something else to consider: lenders often want you to personally guarantee loans, even if the property is in an LLC.

Quote from @William Causey: When choosing a private money lender, how do you weigh the importance of flexible loan terms versus fast closings?

If you are buying in a LLC there is typically a loan agreement and personal guarantee that is common

That could trigger your due on sale clause and force you to get a new loan.

Keep in mind though it takes some long term relationships to pull off Horizontal and get bank rates.. your not going to just walk in and get a loan..

 $24,000 loan from the government at 5% or $1,200 per year for 15 years or $18,000 savings.