money back at settlement - some owner financing - possession with a delayed settlement - a one year guarantee of the furnace - roof and electrical system -- after the settlement, a home warranty, new appliances - or a fat reduction in price - etc.My blog on Negative thinking may help you when you are negotiating for keeps.Charles Parrish

This means you will have to do a bit of networking and possibly direct mail to get a big fat Cash Buyer's list. 

Stove burner liners.

You don't want a fat HOA; it's money down the drain and doesn't build equity OR help with leverage.

They just cannot afford to delay payment and pay their subs so guess who's job will get put on the back burner when another job comes along ?

I am actively analyzing deals, 4 in particular, 2 immediately then 2 more on the back burner.

You can do it buy your self, but with an attorney most of these are on contingent basis.They only get paid if they get your taxes lower, which means you can use them to the fullest and there is not pre payment of any sort.Also they will challenge last two year which will get you a fat refund check if they win you the case.

Plus the 4 months to foreclose in CA means the soonest you could recover your collateral, the collateral with a big fat (most likely foreclosing) senior lien, is 8 months.  

We are now writing a fat check to the IRS for our capital gains. 

A BIG FAT COMMISSION CHECK.