My legs, arms, hands, my ability to breathe, bowel control, and even had a stroke from cutting the vertebral artery.

Is a 7/1 ARM with a lower interest rate a good or bad idea for my investment strategy? 

I was wondering if anyone has any experience or knowledge about refinancing a mortgage that was initially a primary residence that has now turned into a rental property.In 2015, I purchased a condo on a physician loan 7/1 ARM, 0% down at interest rate of 3.5%.

The moment you apply for a mortgage, that fact is sold by our trusted credit reporting agencies (TransUnion, Equifax, and Experian) to the entire world, so they can start spamming you with junk (one of our lobbying groups, AIME, is trying to make it illegal unless you explicitly give consent to TU, EF, and EP).

I moved out of that place because I was getting bitten and now have scars on my arms from it. 

I have a SFH that I have used a construction loan that converts to a 5/1 ARM.

In the scenario of cutting out a lil flesh to stop gangrene in my finger vs. cutting off my finger, to my hand to my arm...I'll take a lil off the finger now please.  

Looking at doing a 30 year fixed at 3.650% or a 10/1 Arm at 3.250% on investment properties, even lower on primary. 

We don't have widespread NINJA loans or 1 year ARMs in most markets.

(15% down, 2.875% 30 yr fixed, MIP $232/mo, $17k funds to close, $2300/mo payments)2: ARM: I'm nervous to have a rate that may be significantly higher in 5 years that will cut into my bottom line and I'd like to take advantage of the low rates now.