I am told broker can shop for better rates, has more choices(of lenders) and use one credit hard check vs more than one credit pull if shopping between 2 or 3 lenders.

Im about to start shopping around for a HELOC to Tap in to a rental property with a good amount of equity I'm looking to close within in a month and I was told the online companies can close faster.

And not at the fancy restaurants, but at the taco shops that are literally on every corner.

If they're a little tired and shop worn, then they sit longer and we do see some price reductions. 

You can shop around, but prior to recent changes (and I'm not sure the govt has approved them yet), you can't even change who you get your mortgage through without a stress test.

In addition a crazy part of me wants to operate a spin studio (2000sf) and target a coffee/cafe type tenant in the remaining space. 

Early investments into your business will include marketing, software, MLS dues, education/coaching/mentorship, gas/mileage/travel, taking potential clients out for lunch/coffee, etc.When you're not working at your PT job, focus your time an attention on the following:- everything @Dallas Sauer & @Hayden McDougal mentioned- Having conversations with 5-10 people everyday.

Our home is accessible to major freeways, and shopping, and about 15 minutes to the DFW International Airport.Major employers nearby: Sabre, Charles Schwab, Deloitte University, Fidelity Investments, Travelocity, Amazon, and Wells Fargo.For the active lifestyle, within a couple of miles, is a tennis center, pickleball complex, baseball fields, a community swimming pool, walking trails, and a community fitness center.CRIME RATES:It is considered one of the safer cities in the nation where crime rates are well below Texas and National averages.LEASE DURATION:The residence is offered for short-term leasing with a minimum rental period of 30 days.MISCELLANEOUS:We offer initial sets of bed linens, towels, and essential bath items.

I'm wondering if any of you would be open to meeting for a coffee or allowing me to compensate you for your time, as I'm keen on learning from your expertise in this field.

I've been recently quoted 10%, seems a bit steep...Not the most absurd I’ve heard - MF purchases 5+ units will typically range in the 9% range, especially if you are shopping wholesale lenders and not local commercial banks.