I've heard $50, 35, 40, etc for turnkey rule of thumb - shell, utilities, foundation, M&E, paving, etc, basically everything but land. 

Network with friends, family, and colleagues and offer incentives like reduced rent or utilities to attract more applicants.

We have also discussed keeping the property as a rental and just utilizing a HELOC to pursue other deals with the equity in it - there can be downsides to this too. 

The funds you invest in the insurance will continue to grow while being able to take them out and utilize them towards REI.

Also, be patient and try to utilize other paths to finding great deals. 

Once you start using your card for all your spending habits, all mortgages, all utilities, all expenses, groceries, travel, paying your taxes via card etc, it can quickly add up to tens of thousands of tax free dollars per year.8% cashback is pretty insane for high earners.

Utilizing meetups, you could get referrals and meet real people in your area.

I recommend utilizing the comprehensive Rehab Cost Estimate Calculator provided by BiggerPockets.

taxes, management, utilities, insurance, etc.

With that said- if there are no scores reporting, you can still qualify with showing a few alternative trade-lines; such as cell phone bill, utility bill, car insurance bill, etc.