This would be cheaper and a better interest rate.If you want to talk through specific on the deal I am more than happy to but I think it would be easier by phone as there are always many details to talk through with each property.

I've not invested with 5S so I can't comment on their product and management specifically but I can say for build to rent, if you’re considering this, ask yourself: Does this fit your investment strategy and comfort level?

@Chris Blackburn, while I can't speak to this specifically, there are a few red flags I see in your post.1: A Realtor has to be a member of the national association of realtors, an industry trade group primarily focused on your typical home buyer.  

It varies a lot depending on install method, regional area, heck even a specific properties weather exposure. 

However, this depends on your lender's specific loan terms, as some treat LLC transfers differently.

What are your thoughts on my specific scenario, and predicted refi rates in general?  

Happy to connect with you and talk about a specific strategy that fits your needs.

Quote from @Bruce Woodruff: Quote from @Peter Mckernan:Up front (First Contact) Red Flags - 1) Everything should be in writing and very detailed 2) There should be a very specific Scope Of Work3) They should not ask for much upfront $$, certainly no more than 10% - if even that.

Focus on market-specific areas like Hinesville, Richmond Hill, and Savannah.

They've also enacted a bed tax specifically targeting short term rentals.