@Jeff Couch I opened the thread because of the title.

@Valerie Couch There are a few lenders who do this as @Dmitriy Fomichenko said.

I was 23 when I got started in RE, rolling couch pennies for diapers broke but RE changed that.

Also, stains on couch cushions and the fabric on the dining room chairs that might not come out.

And couches.

He comes to the mic and asks how I'm doing etc and I explain I need a cashiers check because I have to stop a foreclosure before 10am.

They pass the mic around and if you have a property for sale, or money to burn, etc., or want something that someone else might have (say a 3/2 single family home as an investment property) then you can mention that and give out your contact info, and it's a great way to do deals with other investors, wholesalers, rehabbers, etc. 

I strongly disagree that "private lenders are rarely on fb" - the world has changed and a lot of forward-thinking lenders are directly marketing and interacting with potential borrowers on social media platforms, this is not a red flagI would also strongly recommend the Mortgage Lenders page here at BiggerPockets - BP does a great job vetting lenders and listing quality shops right here on the websitehttps://www.biggerpockets.com/... well let me couch it this way  100% of scammers use FB and social media to attract victims.. we see it every day on BP. 

Im so confused what category to put things like all the decor we bough for the house, pillows, plates, kayaks, paintings, coffee and tea,furniture, sheets, mattress, couch, everything we bought and continue to buy to make the property a vacation rental....there is the "supplies" category but I also heard some things go into the the depreciation category like furniture.

The answer probably isn't to just give up and go sit on the couch until everything calms down, but you definitely want to factor this added risk into your analysis.