@Daniel Ryu  thanks for the mention... hopefully our schedules will mesh !! 

I have heard a few times (including on this site) that people have said there are some places where you CAN get a residential loan when buying property for an LLC.One person mentioned that she has a special "closer" who can get these deals done, but who charges 2 pts to do them.A banker told me she knows someone who knows a way to get it done in some cases (and I am waiting to hear back from her.)Another article I read pointed out that it is not specifically disallowed by Fannie/Freddie as most people think, but that you have to get a bank that understands the fine details of the underwriting rules.Also, I read a few posts on here where people mentioned getting deals like a 20 year fixed rate business loan (not amortized over 20, just literally 20 year fixed.)

One of my clients who's a nurse was looking into this for me. She

I once saw a homeowner prime his paneling with Kilz, cover it with fiberglass mesh sheets, then skim them with drywall mud, and then finish paint and wallpaper.  

But at least it jibes with what my new property manager is telling me -- she just can't get these guys to give her quotes after they visit.  

The interior walls has peeling old paint, and has cracks so it does need patch work (I believe mesh, sand and paint).

If your personalities don't mesh, you will be dying to get the deal done.  

This seems absurd to me. She

She does not make enough to even cover the rent, but assured me she would get a better job, etc.  

Oh, also, I charge my tenants water as my unit was relatively new, so came with a separate meter - my realtor told me she thought charging for water was going to make renting it difficult.