The insurance agent complained about something, which I fixed.

I'm in western Pennsylvania but have not been able to get deals that match the 2% rule here either. 

Here's an example on these forums from four years ago: https://www.biggerpockets.com/forums/888/topics/829466-housi...I still stick with what I said in mid 2022: Given that lending standards were much, much stronger than in 2008 and that most homeowners have long term fixed rates instead of Teasers, the real estate market won't collapse even if demand is down because supply is down (less inventory because people don't want to sell off properties with those great loans).

While Pittsburgh offers lower entry prices and a more stable rental market, the appreciation potential doesn’t quite match that of Mesa or Gilbert, making it a more cash flow-oriented market rather than one driven by property appreciation.Why Mesa or Gilbert Might Be the Better BetBecause of leverage, that roughly $100K difference in appreciation is HUGE because I've had investors just putting 5% into the deal (so a 5x higher roi). 

@Markwon TurnerTo kickstart your real estate journey, define your goals and strategy, explore short-term and long-term strategies like house-hacking, buy-and-hold, fix-and-flip, and wholesaler.

Another thing be prepared to spend rehab dollars to fix it up for rent or resale after foreclosing.My experience for average tax deed rehab for rent is $5-15K. rent for $900-$1000/month.winning bid amount $14-32K.Rehab cost for sale; cost between $25-92K , sale for $90-250K, winning bid amount $15-60K.

If they didn't respond kindly to sincere attempts to fix the problem, I'd mention your attempts.

Investment Info:Single-family residence fix & flip investment.

A broker can mix and match and find local area loans with discounts, etc.

I get much more cashflow from distressed properties that I pay cash for and fix up to be LTR'S.