Skip to content
×
Try PRO Free Today!
BiggerPockets Pro offers you a comprehensive suite of tools and resources
Market and Deal Finder Tools
Deal Analysis Calculators
Property Management Software
Exclusive discounts to Home Depot, RentRedi, and more
$0
7 days free
$828/yr or $69/mo when billed monthly.
$390/yr or $32.5/mo when billed annually.
7 days free. Cancel anytime.
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10,000+)
Kevin Goldman All Cash or Loan
5 August 2024 | 21 replies
Here’s why it might be a smart move:Maximize ROI: With leverage, you can control a larger asset value with a smaller initial investment, potentially increasing your returns as the property appreciates.Preserve Liquidity: Keep your cash available for other investments or emergencies while still participating in lucrative real estate opportunities.Tax Benefits: Deductible mortgage interest and expenses can lower your taxable income, enhancing profitability compared to an all-cash purchase.If you have the means to buy with cash initially, you can later refinance to unlock equity for further investments or improvements.
Ben Lukes Paying debt with a business to improve personal DTI (episode 943)
2 August 2024 | 6 replies
Would simply owning these properties through an LLC (with an associated business account) be enough to benefit from this? 
Dan Breen Va IRRRL Benefit Statement
29 July 2024 | 7 replies
A VA IRRRL is a great benefit for veterans, just make sure to sort through the lenders that you speak with. 
Chris Blackburn Has ANYONE been happy with their EV providers for Apartments?
2 August 2024 | 4 replies
So far installing Blink has NO ROI or benefit.  5 units, no Rep showing us how it works or suppport. 
Yoav Schatzberg Question on whether a deal is worth it
2 August 2024 | 11 replies
I'm not sure whether this is a deal that's worth it, or even how to think about the benefit of a property that will not cash flow for 15-20 years.  
Jeff Stevenson Question about LLCs for residential mortgages
2 August 2024 | 5 replies
I see so many articles about the protective benefits of doing this, but my lender (and other lenders I've asked) say that residential mortgages cannot be held under LLCs (only commercial mortgages can), and that doing so can cause your entire loan to be called at once under penalty of foreclosure. 
Christopher "Bear" DeSanctis DSCR Ratio - how is NOI estimated
2 August 2024 | 10 replies
I am looking at structuring a deal and I'm worried the DSCR will be too low and the deal may benefit from restructuring by purchasing the 2 vacant out of the 12 otherwise occupied units with hard money as opposed to trying to purchase all 12 with a institutional loan just because I'm worried the 2 vacancies will drag down the DSCR for the new purchase.    
Cooper Meurer Keep as rental property or sell?
2 August 2024 | 15 replies
Demand for Midland will always be there, not sure on STR rules but if you're traveling regularly then STR it and get the tax benefits/utility from it but make sure you're not violating the occupancy stays.
Ran Fridman Can we terminate the lease if they are doing it?
2 August 2024 | 4 replies
Getting a new lease contract signed has a few key benefits.  
Paul Novak 401K Investment Feedback
1 August 2024 | 4 replies
Today we invest 100% into Roth contributions so there is no tax benefits to diverting the funds I would just be giving up the $7K a year employer match.