You can still get deals here that, as a house-hack, eliminate most of your entire PITI (principle, insurance, taxes, interest) even with a low-down and higher interest rate environment (relative to the past 3 years, but not high historically).What that means is you're able to comfortably cash flow when you move out and while living it in aggressively save.  

What I appreciate the most about BiggerPockets is that it is a supportive and constructive environment without being combative.  

The property eventually became too small (13 units) as we grew, but at the time it was an exciting opportunity and awesome learning environment.

Too bad they opted for an arm in such a low fixed rate environment.  

What are you recommendations for different situations.Either has its risk in the current environment. 

And as I said, I just don't think this is a scalable venture in the socioeconomic environment that is SF.

Due to the current environment of high demand more will look off market. 

I'm targeting small commercial multifamily deals (5-20 units) with a bias for creative financing to try to capitalize on my personal expertise on finance and also try to mitigate the challenging environment for traditional bank financing.

Good/interesting article from Mortgage News Daily that came out on Friday - sharing, lots of good tidbits about mortgage backed security bonds, the rate environment and where we may go from herehttps://www.mortgagenewsdaily....All that to say the market was ready for any indication that the Fed is getting close to leveling off the pace of its rate hikes.

This was a good enough deal that even with today's guidelines of 75% X 2500 = 1875 may still have worked too (a smidge off).So while the post is all rosey and rah rah there are somethings to consider in today's environment when utilizing FHA 3.5% down to purchase a 4 plex.