In other words, if going up to 80% vs 75% cost 2% additional points up front and half a point in interest rate higher is that extra leverage worth it? 

What do you think about what the platform professionals told me:"I understand you have a duplex and that previously you lived in half and rented out the other half (I am assuming a 50/50 area split).

That might could even go half out there bottom and half cut in at the top. 

Think home appreciation in the 3-7% is about right, rent appreciation half of that.

Toledo’s median home list price of $200,000 is less than half the national average while price volatility has been muted compared to the wild fluctuations in much of the country.

As a broad rule of thumb, the 50% Rule for SFRs states that about half of the rent will go to non-mortgage expenses.

Half a foot of standing water?

He paid a month, skipped payment a month, paid for a month and a half (one month being the unpaid month), negotiated payment for upcoming months, lied about what he said he'd do, made a partial payment, promised to pay unpaid rent, then ultimately skipped out without paying for multiple months of rent.

My buy box consists of a 2 bed/2 bath minimum property within 30 miles of Columbia, MD.

Westgate is located 4 miles (6.4 km) west of Downtown Columbus and is bounded by W.